By knowing how to qualify for an FHA loan program, you will have better chances of securing a mortgage. Normally, the income, employment status, debt, and the credit standing of borrowers are taken into account. FHA loan is one type of mortgage program that allows people to have greater opportunities in buying homes. Borrowers would like to find out what FHA mortgages are and compare it to traditional loans. Once you know what FHA is, then you will understand the policies and protection involved with FHA loans.